One topic we often discuss with our younger clients -- that life insurance is not just something to consider in old age. Though more and more people are purchasing life insurance—in 2022, about 52% of Americans had life insurance in one form or another—many are still punting. Putting off purchasing life insurance only means that it will be more expensive later, and you may not qualify. Right now, you’re the youngest (and probably the healthiest) you’ll ever be, and life insurance premiums will only increase as you age. Even if you have group life insurance with your employer, you can always add an individual plan and minimize your premium. The best time to buy life insurance is 20 years ago. The second best time is today. Give us a call or send us an email to discuss your options.