Short term medical insurance is health coverage designed to cover individuals for a pre-determined length of time, from 1 to 36 months.

For example, here are a few reasons one might consider short term medical insurance:

• Those who missed the open enrollment period for major medical
• Individuals who are in a probationary period at a new job and waiting for benefits to begin
• Students who are leaving parental coverage 
• Individuals who aren’t eligible for other health insurance

Short term health insurance is flexible and affordable, but it isn’t for everyone. These plans don’t typically offer the same amount of coverage as long-term health insurance and they are not ACA coverage, or minimum essential coverage. Most short term plans provide varied levels of coverage for preventive care, doctor visits, urgent care, and emergency care - making sure you are able to access care when you need it. For the right situation, short term insurance plans can provide fast, flexible, temporary health insurance coverage that fits your needs. Crawford Benefits can help you determine if short term medical coverage fits your individual situation and help you choose the right plan for your budget and your needs.