February 2026 Newsletter

February 13, 2026

Valentines Isn't The Only Time to Pay Attention to Hearts!

February is Heart Health Awareness Month, your reminder to put your heart first. Caring for your heart means staying on top of regular check-ups, choosing heart-healthy foods, keeping active, managing stress, and knowing how your health insurance supports preventive screenings and cardiac care. Your heart powers everything you do, so it deserves thoughtful, proactive care. Take the first step toward better heart health today; reach out to learn how your health insurance can help support your journey.

Enrollment Season May Be Over, but Scam Season Never

Ends - Stay Aware!

Scam calls and text messages are becoming more frequent, especially targeting individuals during and after enrollment season. Scammers often pose as Medicare representatives, insurance providers, or government agencies to trick people into sharing personal information. Be cautious of unsolicited calls or texts that pressure you to act quickly, request sensitive details like your Social Security or banking information, or contain suspicious links. To protect yourself, never engage with unknown callers, verify communications directly with your insurance provider, and report scams to the FTC at reportfraud.ftc.gov. Utilize call-blocking features on your phone to filter potential spam, and remember, if something feels off, trust your instincts. If you ever have concerns or need clarification about your Medicare or insurance plan, reach out to our office for accurate, reliable information. Stay vigilant and safeguard your personal information from fraudsters.



Healthy Heart Month!

February is Heart Health Month: a perfect opportunity to focus on simple, meaningful ways to care for your heart. From prevention to managing existing conditions, the choices you make each day can support heart health and improve quality of life. This month, we’re sharing practical, achievable steps to help you protect your heart and stay informed, empowered, and proactive about your health.

Tax Season is Coming... What Does That Mean for You?

Tax season can be overwhelming, especially for those with Marketplace insurance. If you received tax credits to lower your monthly premium, you’ll need Form 1095-A, which details your coverage and any advance premium tax credits. If you haven’t received it, you can check your Marketplace account or contact our office for assistance. If you have questions about Form 1095-A, tax credits, or your Marketplace insurance, reach out to us today. We’re happy to help make tax season stress-free!



Can I Make a Plan Change After the Enrollment Season?

A common question after enrollment season is whether Medicare and Under-65 individuals can make a plan change. If you're wondering about your options, contact our office. We're happy to review your situation and explore any available solutions!



      Office Closure Dates:

  • February 16
  • Staff Development
  • April 3
  • Good Friday

Important Dates to Remember:

  • January 1 - March 31
  • Open Enrollment for Medicare Advantage Plans Only
  • Existing Advantage Plans Only 






Making the Most of Your Health Plan!

Did you know your health plan may help pay for your fitness routine? Many insurance plans offer built-in fitness benefits, like SilverSneakers® or wellness incentive programs, that reward staying active and prioritizing your health. In this issue, we’ll break down how these benefits work and how you can use them to support your wellness goals while staying within your budget.


From the Kitchen Of Crawford Benefits



We offer Notary Services!

As a reminder, we offer notary services free to our valued clients—no appointment needed! Whether you need documents notarized for insurance, legal matters, or other important paperwork, simply stop by our office, and we’ll take care of it for you. It’s just another way we’re committed to providing exceptional service and support. Visit us anytime during business hours, and let us assist you!

June 19, 2026
Why Terminology Matters in Health Insurance! Terminology matters because small differences in wording can have significant financial consequences for health plan members. One of the most misunderstood phrases is the difference between a provider being in network and a provider accepting a health plan . An in-network provider has a contractual agreement with the insurance company to provide services at negotiated rates. These providers are included in the plan’s network, allowing members to receive the highest level of benefits and the lowest out-of-pocket costs. By contrast, a provider who simply accepts a plan may submit claims to the insurance company but does not have a network contract. While the provider may be willing to see the patient, services could be processed as out-of-network, resulting in higher deductibles, coinsurance, or balance billing. When members confuse these terms, they may unknowingly receive care from out-of-network providers and face unexpected medical bills. Understanding the terminology helps members make informed decisions and avoid costly surprises.