February 2026 Newsletter

February 13, 2026

Valentines Isn't The Only Time to Pay Attention to Hearts!

February is Heart Health Awareness Month, your reminder to put your heart first. Caring for your heart means staying on top of regular check-ups, choosing heart-healthy foods, keeping active, managing stress, and knowing how your health insurance supports preventive screenings and cardiac care. Your heart powers everything you do, so it deserves thoughtful, proactive care. Take the first step toward better heart health today; reach out to learn how your health insurance can help support your journey.

Enrollment Season May Be Over, but Scam Season Never

Ends - Stay Aware!

Scam calls and text messages are becoming more frequent, especially targeting individuals during and after enrollment season. Scammers often pose as Medicare representatives, insurance providers, or government agencies to trick people into sharing personal information. Be cautious of unsolicited calls or texts that pressure you to act quickly, request sensitive details like your Social Security or banking information, or contain suspicious links. To protect yourself, never engage with unknown callers, verify communications directly with your insurance provider, and report scams to the FTC at reportfraud.ftc.gov. Utilize call-blocking features on your phone to filter potential spam, and remember, if something feels off, trust your instincts. If you ever have concerns or need clarification about your Medicare or insurance plan, reach out to our office for accurate, reliable information. Stay vigilant and safeguard your personal information from fraudsters.



Healthy Heart Month!

February is Heart Health Month: a perfect opportunity to focus on simple, meaningful ways to care for your heart. From prevention to managing existing conditions, the choices you make each day can support heart health and improve quality of life. This month, we’re sharing practical, achievable steps to help you protect your heart and stay informed, empowered, and proactive about your health.

Tax Season is Coming... What Does That Mean for You?

Tax season can be overwhelming, especially for those with Marketplace insurance. If you received tax credits to lower your monthly premium, you’ll need Form 1095-A, which details your coverage and any advance premium tax credits. If you haven’t received it, you can check your Marketplace account or contact our office for assistance. If you have questions about Form 1095-A, tax credits, or your Marketplace insurance, reach out to us today. We’re happy to help make tax season stress-free!



Can I Make a Plan Change After the Enrollment Season?

A common question after enrollment season is whether Medicare and Under-65 individuals can make a plan change. If you're wondering about your options, contact our office. We're happy to review your situation and explore any available solutions!



      Office Closure Dates:

  • February 16
  • Staff Development
  • April 3
  • Good Friday

Important Dates to Remember:

  • January 1 - March 31
  • Open Enrollment for Medicare Advantage Plans Only
  • Existing Advantage Plans Only 






Making the Most of Your Health Plan!

Did you know your health plan may help pay for your fitness routine? Many insurance plans offer built-in fitness benefits, like SilverSneakers® or wellness incentive programs, that reward staying active and prioritizing your health. In this issue, we’ll break down how these benefits work and how you can use them to support your wellness goals while staying within your budget.


From the Kitchen Of Crawford Benefits



We offer Notary Services!

As a reminder, we offer notary services free to our valued clients—no appointment needed! Whether you need documents notarized for insurance, legal matters, or other important paperwork, simply stop by our office, and we’ll take care of it for you. It’s just another way we’re committed to providing exceptional service and support. Visit us anytime during business hours, and let us assist you!

April 15, 2026
Navigating Health Insurance Through Life's Twists and Turns! From saying “I do” to handling an ER visit, life can come at you fast and your health insurance needs to keep up. This month, we break down how major life events affect your coverage, what steps to take after a medical emergency, and the important deadlines you’ll want to mark on your calendar. We’re also throwing in some health insurance basics to keep you in the know.
April 9, 2026
Spring Reset: Declutter Your Space, Refresh Your Goals, and Build New Routines That Stick Spring has a way of making everything feel possible again. The days get longer, the air feels lighter, and suddenly we’re itching to open windows, clean out closets, and start fresh. But a true spring reset goes deeper than just tidying your home- it’s about clearing mental clutter, realigning your goals, and creating routines that support the version of yourself you’re growing into. If the start of the year felt rushed, overwhelming, or off-track, April is your second chance. Here’s how to approach a spring reset that feels intentional, energizing, and sustainable. Step 1: Declutter Your Space (and Your Head) Physical clutter has a sneaky way of creating mental noise. When your environment feels chaotic, it’s harder to focus, rest, or feel motivated. A spring reset starts with simplifying your surroundings, not by aiming for perfection, but by creating breathing room. Start small and focused. Instead of tackling your entire home in one weekend, choose one category or area: • Your desk or workspace • One closet or drawer • Digital clutter (email inbox, desktop files, unused apps) Set a timer for 20–30 minutes and commit to that window only. Momentum builds naturally once you start. Use the “useful or meaningful” test. As you declutter, ask: • Do I use this regularly? • Does this genuinely add value or joy? • Would I notice if this were gone? If the answer is no across the board, it’s probably time to let it go. Don’t forget digital decluttering. Spring reset isn’t just physical. Clear out: • Old subscriptions • Notifications that pull your attention • Files and photos you no longer need A cleaner digital space can instantly reduce background stress. Step 2: Refresh Your Goals for This Season Spring goals should feel lighter and more flexible than New Year’s resolutions. Instead of focusing on everything you should be doing, focus on what actually matters right now. Review before you reset. Take a moment to reflect: • What goals did you set earlier this year? • What’s working? • What feels forced, outdated, or unrealistic? Letting go of a goal that no longer fits is progress, not failure. Shift from outcome-based to direction-based goals. Instead of: • “Lose 15 pounds” • “Get a promotion” • “Be more productive” Try: • “Move my body in ways I enjoy, 3–4 times a week” • “Build skills that support my next career step” • “Create mornings that feel calm and intentional” Direction-based goals leave room for real life and reduce pressure. Choose 1–3 priorities for the season. Spring is about growth, not overload. Pick a small number of focus areas; health, creativity, finances, relationships. Then define what “better” looks like for each one. Step 3: Build New Routines (That You’ll Actually Keep) Fresh routines are the bridge between intention and action. The key is to make them realistic enough to survive busy days. Anchor new habits to existing ones. Instead of creating routines from scratch, stack them onto habits you already have: • Stretch for 5 minutes after brushing your teeth • Review your day while drinking your morning coffee • Tidy one surface before bed This lowers friction and makes routines easier to remember. Think in seasons, not forever. Your spring routine doesn’t have to work all year. Ask: • What do I need more of this season? • More energy? More movement? More structure? More rest? Design routines that support spring energy; lighter meals, more outdoor time, earlier mornings, or creative resets. Start embarrassingly small. The goal is consistency, not intensity. Five minutes of journaling done consistently beats an hour you never repeat. You can always build later. Step 4: Reset Your Mindset Alongside Your Schedule A spring reset isn’t just about doing more, it’s about doing things differently. Release “all-or-nothing” thinking. Missed a day? Had an off week? That doesn’t cancel your progress. Resetting is something you can do anytime, not just on Mondays or the first of the month. Create space for curiosity. Instead of judging what isn’t working, get curious: • Why does this routine feel heavy? • What part of my day drains me the most? • What would make this feel 10% easier? Small adjustments can lead to big shifts. Celebrate quiet wins. Spring growth is often subtle. Notice: • Increased clarity • Slightly better energy • Less resistance to starting tasks These are signs your reset is working. Step 5: Carry the Reset Forward A spring reset isn’t about achieving a perfect system; it’s about creating alignment. As the season unfolds, check in with yourself: • Does this still feel supportive? • What needs tweaking? • What can I simplify even more? Growth doesn’t have to be loud or dramatic. Sometimes it looks like less clutter, clearer priorities, and routines that make daily life feel a little more easeful. This spring, give yourself permission to reset gently. Clear what no longer serves you, choose goals that feel alive, and build routines that meet you where you are. That’s how real, lasting change begins.