October 2025 Newsletter
Enrollment Season, Health Literacy, and More!
Our October newsletter is here, and it’s packed with important updates! Annual Enrollment Season has officially begun, so now is the time to call and schedule your consult. This month is also Health Literacy Month, a perfect reminder to learn key insurance terms and better understand your coverage before your review. Inside, you’ll also find a breakdown of the major changes coming for 2026 so you can stay ahead and make confident choices. And, in honor of Breast Cancer Awareness Month, our newsletter is proudly pink to show support and respect for those who are fighting and those we remember.
Enrollment Season Is Here
Annual Enrollment has begun, and it is one of the most important times to ensure your coverage will meet your needs for the coming year. Even if nothing has changed for you, plans, premiums, copays, networks and drug coverage shift from year to year making a review vital in maximizing your benefits and your premium dollars.
Call us today to schedule your review, as appointments will fill up quickly this season. When you call, please have the following ready to make the process smooth:
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Your current demographic information (address, phone number, email, etc.)
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Your updated list of prescriptions (for Medicare clients)
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Your preferred doctors, hospitals, and specialists (for Medicare Advantage clients)
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Your 2026 projected household income (for Marketplace clients)
We have also placed helpful forms and checklists on our website to help you prepare before your review. These forms make it easy to update your information and save time during your appointment.
Our goal is to make sure you head into 2026 with confidence knowing your plan is up to date, your coverage is still the right fit, and your costs are as low as possible. Do not wait, secure your spot early to ensure your 2026 review is completed before deadlines approach.
Office Closure Dates:
- November 27-28
- Thanksgiving
Important Dates to Remember:
- October 15 - December 7
- Enroll in Medicare Plans
- November 1- January 15
- Open Enrollment for Individual Health Plans
- Deadline for 1/1 coverage is 12/15
- January 1 - March 31
- Open Enrollment for Medicare Advantage Plans Only
Health Literacy: Terms to Know and Understanding Them
Health insurance can feel confusing, but understanding the four key parts (deductible, copay, coinsurance, and maximum out of pocket) can help you make sense of your true costs and coverage. Each plays a role in how much you pay and when your plan starts sharing expenses. Click the image below to read more and learn how these pieces fit together to protect your health and your wallet.
What's Changing in 2026:
Key Updates
Big changes are coming to both Medicare and Marketplace health plans in 2026, from premium increases to shifts in coverage and cost-sharing. A quick review could help you avoid surprises and save money going into the new year. Click the image below to read more about what’s changing and why it’s important to schedule your 2026 coverage review early.
We offer Notary Services!
As a reminder, we offer notary services free to our valued clients—no appointment needed! Whether you need documents notarized for insurance, legal matters, or other important paperwork, simply stop by our office, and we’ll take care of it for you. It’s just another way we’re committed to providing exceptional service and support. Visit us anytime during business hours, and let us assist you!
