Supplemental health insurance is an insurance plan that covers costs beyond the limits of health insurance for things like accidents, short-term disability, critical illness, cancer – and more. Many supplemental plans provide you with a cash benefit paid directly to you. Is supplemental coverage right for you? Your first step is to let us do the foot work to determine whether you and your family are fully protected with a regular health plan and if a supplemental plan could benefit you. There's no one-size-fits-all answer, as it depends on your circumstances and the specific policy you're considering. Our agency is experienced and knowledgeable about plan limitations and benefits. A quick consultation can help you decide if supplemental insurance is right for you. We take care of what you need, so you can take care of what’s important.