June 2026 Newsletter
Why Terminology Matters in Health Insurance!
Terminology matters because small differences in wording can have significant financial consequences for health plan members. One of the most misunderstood phrases is the difference between a provider being in network and a provider accepting a health plan.
An in-network provider has a contractual agreement with the insurance company to provide services at negotiated rates. These providers are included in the plan’s network, allowing members to receive the highest level of benefits and the lowest out-of-pocket costs.
By contrast, a provider who simply accepts a plan may submit claims to the insurance company but does not have a network contract. While the provider may be willing to see the patient, services could be processed as out-of-network, resulting in higher deductibles, coinsurance, or balance billing.
When members confuse these terms, they may unknowingly receive care from out-of-network providers and face unexpected medical bills. Understanding the terminology helps members make informed decisions and avoid costly surprises.
Happy Father's Day
Happy Father's Day to all of the incredible dads, grandfathers, stepdads, father figures, and the men who have loved, guided, and supported us through every season of life. Today, we celebrate the memories, the lessons, the laughter, and the unconditional love that make fathers so special. Wishing everyone a Happy Father's Day filled with love, gratitude, and cherished moments.
An Update on Our Grandson, Wesley
Many of you have kindly asked about our grandson, Wesley, and how he has been doing, so we wanted to take a moment to provide an update and express our gratitude for the care and support our family has received.
Since Christmas, Wesley has been battling nephrotic syndrome, a condition that has resulted in four hospital stays over the past several months. It has been a challenging season for him and for our family as we have navigated treatments, setbacks, and many unknowns along the way.
We are grateful to share that Wesley is doing much better. A new treatment plan has made a significant difference, and he has now been home for several weeks. While he continues to receive weekly infusions to help keep things moving in the right direction, his progress has been very encouraging.
Perhaps the best news of all is that through everything he has faced, Wesley has remained his happy, delightful self. His smile, resilience, and positive spirit continue to inspire all of us every day.
We are deeply thankful for the many prayers, kind messages, thoughtful inquiries, and words of encouragement we have received. Your support has been a tremendous source of comfort and strength during this journey. Knowing that so many people have been thinking of Wesley and keeping our family in their hearts has meant more than we can adequately express.
Thank you for your continued thoughts and prayers as Wesley continues his recovery. We remain hopeful and grateful for the progress he has made.
Office Closure Dates:
- June 19
- Staff Development (Close at noon)
- June 29 - June 3
- Fourth Of July Break
Important Dates to Remember:
- June 1
- Summer Hours Begin - 8:30 am - 4:00 pm
- June 30
- Over the Counter Q2 Deadline (MAPD ONLY)
From the Kitchen Of Crawford Benefits
What is Deductible, Copay, and Coinsurance?
Health insurance can come with a lot of unfamiliar terminology, and understanding what you're actually responsible for paying isn't always easy. Terms like deductible, copay, and coinsurance play a major role in both your healthcare costs and your plan selection. In this month's article, we break down these key concepts in simple, easy-to-understand language so you can feel more confident when reviewing your coverage and making healthcare decisions. Click the image to read more!
Estate Planning
Estate planning is a topic many families put off, but waiting too long can create unnecessary stress, confusion, and financial challenges for loved ones. Having a clear plan in place helps ensure your wishes are honored while providing guidance and security during difficult times. In this month's article, we explore why estate planning matters, the essential documents every adult should consider, and how thoughtful preparation today can bring peace of mind for tomorrow. Click the image to read more!
Carrier Recognition!
We offer Notary Services!
As a reminder, we offer notary services free to our valued clients—no appointment needed! Whether you need documents notarized for insurance, legal matters, or other important paperwork, simply stop by our office, and we’ll take care of it for you. It’s just another way we’re committed to providing exceptional service and support. Visit us anytime during business hours, and let us assist you!
